What are self-directed IRAs and are they a smart investment?
Indianapolis Star - United States
... including often-higher custodial fees and complex tax rules that -- if broken -- can cause penalties. Let members of the Financial Planning Association ...

 

Middle-class Americans' retirement at risk
USA Today - USA
A big problem, though, is that most Americans are woefully unskilled at complex financial planning. In one notorious example, many Enron workers lost the ...

 

Why Now Is the Time to Help Your Heirs
Wall Street Journal - USA
"Today's low interest rates, plus beaten-up stock values, add up to a very high chance of success," says Charles Aulino, director of financial planning at ...

 

Don’t Raid the Piggy Bank
New York Times - United States
Although the market’s descent has complicated the financial planning of most Americans, the abruptness of this month’s crash has particularly touched older ...

 

Holiday shoppers prepare your budget
Arizona Republic - Phoenix,AZ,USA
Now, as upper-income Americans are watching their stock portfolios shrink, national surveys indicate that these shoppers are also planning to trim their ...

 

How The Presidential Candidates Could Impact Your Wallet
Wall Street Journal Blogs - New York,NY,USA
Voyant is in this to draw people to their financial planning site, but the simulator costs no money to use, nor does it require users to hand over any ...

 

Time to rethink financial planning
InvestmentNews - New York,NY,USA
By Evan Cooper Of course, there was no such discipline as financial planning in the Roaring ’20s, or at least no recognized formal approach to assessing an ...

 

If your income is low enough, you avoid capital gains tax
USA Today - USA
This potential tax break currently is slated to last until 2010, according to PriceWaterhouseCooper's 2008 Guide to Tax and Financial Planning. ...

 

As economy swoons, parents fret over college costs
The Associated Press
"We're revisiting their overall financial plans," said Ivan Nalibotsky of Capital Solutions Group, a college financial planning service in Bethesda, ...

 

Resist the impulse to flee stock market, financial planners say
Los Angeles Times - CA,USA
Mark Wilson, vice president of planning firm Tarbox Group in Newport Beach, said he had seen some signs that stocks are undervalued -- which means that they ...

 

FINANCIAL PLANNING: Tax credit can help first-time buyers
Cherry Hill Courier Post - Cherry Hill,NJ,USA
First-time home buyers may take advantage of a new tax credit for home purchases made this year and part of 2009. Liberty Tax Service says the credit ...

 

City National Bank Offers 'Ten Tips to Keep Financially Safe and ...
MarketWatch - USA
Financial Planning Week, which is observed October 6-10, is the perfect time to take a deep breath and implement strategies that can help improve an ...

 

The ABCs Of Wealth Management
Forbes - NY,USA
Should you hire a financial planner whose service charge is fee-based, fee-only or on commission? Entering the realm of financial planning, the jargon never ...

 

Chat transcript: Financial planners answer personal finance questions
Dallas Morning News - Dallas,TX,USA
To find a financial planner, I would Google the Financial Planning Association and go to planner search. There is a list of local financial planners. ...

 

Crisis Makes College Planning Tricky
Wall Street Journal - USA
... investment can make sense, says Ray Loewe, president of College Money, a Marlton, NJ, financial-planning firm that counsels parents on college funding. ...

 

AARP Financial Inc. Survey Finds:
PR Newswire (press release) - New York,NY,USA
Things to Do Now "I think most Americans assume that a successful retirement planning effort requires complicated planning scenarios, complex financial ...

 

Bone up on rules, then start planning
Washington Times - Washington,DC,USA
... that ever-growing accumulation of records in your desk drawers, closets and other storage spaces is just the first step for effective tax planning. ...

 

Don’t forget taxes when planning retirement
Cherry Creek News - Denver,CO,USA
Bottom line: Be sure to consult a financial planner long before retirement to make sure you fully understand all the many tax and income implications. ...

 

Ask Not What The Treasury Can Do For You
Forbes - NY,USA
Margaret C. Starner, senior vice president, financial planning, Raymond James: First and foremost, I hope this is not a bailout but a recovery plan for ...

 

Quantitative Research Study Finds Most Americans Need Life ...
MarketWatch - USA
Matters at Hand facilitators gather and review clients' investment, insurance, tax and estate planning documents, and then work with clients and their ...

 

Is Retirement Different for Women?
FOXBusiness - USA
"We find that women have a greater need to engage in financial planning than men." Certain characteristics endemic in the female population conspire against ...

 

 

Dramatic Drop in Housing Values Could Delay Retirement for Homeowners
MarketWatch - USA
"The goal of the paper is to help financial professionals recognize that retirement planning is being influenced by factors that traditionally may have been ...

 

MONEY MAGAZINE Retire rich, retire secure
CNNMoney.com - USA
Do you (and your spouse) make more than $170000 annually and worry about tax-efficient retirement planning? If so, send your name, age, occupation, ...

 

 

New Study Shows Grandparents Plan To Help Finance Their ...
MarketWatch - USA
Over half of grandparents who plan to contribute will give more than $10000, with a quarter of those planning to contribute over $30000, ...

 

Marriage, birth or divorce? It's time to reassess your finances
Dallas Morning News - Dallas,TX,USA
Almost every stage and event in your personal life will require you to reassess your financial situation."Financial planning is essentially an exercise in ...

 

It's an Election Year; Is Your Will Updated?
Wall Street Journal - USA
Occasionally, you should take stock of your long-term goals, says Bonnie Hughes of the Enrichment Group, a financial-planning firm in Miami. ...

 

HSA Highlights
Financial-Planning.com - New York,NY,USA
"There's a real opportunity for planners to distinguish their practices by helping clients consider health benefit planning as part of overall financial ...

 

Capital gains rates expected to rise
InvestmentNews - New York,NY,USA
If you wait until 2009, then you're talking about foxhole planning," Mr. Maurer said, referring to the capital gains rates that are due to sunset at the end ...

 

Death is fickle, so plan for retirement
News & Observer - Raleigh,NC,USA
Salaried: (usually found at a bank) will not charge for planning advice but may receive a bonus or other incentive to refer you to a commissioned financial ...

 

THE NEW US HOUSING LAW: A closer look
Newsday - Long Island,NY,USA
... first-time home buyers or those planning to buy a home who haven't owned one in three years, for homeowners who don't itemize their federal tax returns, ...

 

Planning tool pays interest to charity, then transfers back to donor
The Tribune-Democrat - Johnstown,PA,USA
The grantor lead trust can be an effective planning tool for some specific situations. For example, someone who may have a high income year or a substantial ...

 

Taxes, the candidates, and the American rich
Desert Dispatch - Barstow,CA,USA
Buffet revealed to Brokow that he paid 17.7 percent on his last tax return. Buffet admitted to having no tax planning or tax shelters: “I just follow what ...

 

Any time is a good time to begin financial planning for retirement
Edmonton Journal - Edmonton,Alberta,Canada
Most people think retirement planning is about saving enough for the future, but as you get closer to retirement, an essential part of retirement planning ...

 

A Worthy Read to Get Serious About Estate Planning
Washington Post - United States
If you don't own any real estate and don't have much in the way of cash and investments, your estate planning can be fairly simple: If you remember to name ...

 

Your Money: Planning for the next phase of your business
Daily Record (subscription) - Baltimore,MD,USA
Neither Ameriprise Financial nor its advisors or representatives provide tax or legal advice. The views expressed may not be suitable for every situation. ...

Upcoming marriage changes financial picture
San Diego Union Tribune - United States
He offers comprehensive financial planning, tax planning, estate planning, tax-sensitive investment analysis, large-portfolio investment analysis and ...

Top 10 money moves for today’s college freshman
Daily Record (subscription) - Baltimore,MD,USA
This column is produced by the Financial Planning Association, the membership organization for the financial planning community, and is provided by Gary S.

The Roth 401(k): Tax Me Now
Forbes - NY,USA
With so many different retirement planning tools--401(k), IRA, Roth IRA--you investing geeks out there must be starting to feel like a kid in a candy store.

...Americans Addicted to Consumer Spending
MarketWatch - USA
First Command Financial Services and its subsidiaries, including First Command Bank and First Command Financial Planning, assist American families in their ...
 

David Prosser's Outlook: Tax doesn't have to be all take, take, take
Independent - London,England,UK
All perfectly legitimate tax planning and, of course, this is an extreme example of how a company can use losses to reduce its future tax bill. ...
 

New Tool Helps Financial Professionals Navigate Beneficiary Planning
MarketWatch - USA
Manage tax-deferred growth, taxes and penalty issues. The beneficiary planning initiative is the latest offering in the Art of the Rollover series. ...